At a Glance

The Challenge

As Brave Health expanded across more than 30 states, regulatory compliance became increasingly complex. Managing entities across multiple jurisdictions meant keeping up with changing regulations, varying filing requirements, and countless deadlines, all while balancing other operational priorities.

For Carrie Sepesy, Head of Implementation at Brave Health, who oversees compliance in addition to other responsibilities, the biggest challenge wasn't simply managing deadlines - it was navigating highly manual filing processes.

Some annual reports required paper forms, wet signatures, mailed submissions, and extensive back-and-forth with state agencies. If a filing was rejected, it could take weeks to receive notice before the process had to begin again. Preparing a single filing could consume an entire workday, making compliance both time-intensive and stressful.

"I needed guardrails. I wanted someone I could trust to keep me on track and help me understand what was required." — Carrie Sepesy, Head of Implementation

Brave Health knew there had to be a better way. They needed more than a filing service - they needed a responsive partner that could provide regulatory expertise, simplify complex processes, and help them stay ahead of compliance obligations as the organization continued to grow.

A Partner They Could Rely On

Discern became an integral part of the Brave Health team's operations.

Instead of managing compliance through spreadsheets and disconnected systems, Carrie gained a centralized dashboard for entity records, filings, deadlines, and legal documents. More importantly, she gained direct access to experts whenever questions arose - giving her confidence that requirements were being interpreted correctly and nothing was falling through the cracks.

"Having that lifeline has been invaluable. I work in this space, but I'm not the subject matter expert. Discern is." — Carrie Sepesy, Head of Implementation

Whether navigating unique state requirements, researching regulatory questions, or helping Brave Health evaluate operational decisions, Discern became the trusted partner Carrie could lean on.

The Results

Today, the work that once required approximately 25 hours every month now takes about one hour each week.

Brave Health has a single place to manage compliance, a trusted team providing expert guidance, and the confidence that comes from knowing deadlines are monitored and regulatory requirements are handled proactively.

"It's been a game changer. Discern is our safety net." — Carrie Sepesy, Head of Implementation

For Brave Health, the biggest benefit isn't just the time savings - it's the peace of mind that comes from having a trusted compliance partner that grows alongside the business.

What's New: Simplifying One of Compliance's Most Complex Annual Report Filings

Brave Health's experience reflects a challenge many organizations face: some regulatory filings remain unnecessarily manual, time-consuming, and difficult to navigate.

One filing that consistently stands out is the Illinois Annual Report. For many corporations, it's one of the most complex periodic filings they complete. The process often requires multiple forms, franchise tax calculations, and detailed corporate and financial information that organizations may not have readily available. Filing requirements can also vary based on changes to authorized or issued shares, paid-in capital, stock classes, and other corporate events, making the process difficult to complete without specialized guidance.

Recognizing this industry-wide challenge, Discern expanded its filing capabilities to simplify the entire experience.

Today, Discern's support for Illinois Annual Report filings for corporations and professional corporations is best in class. The filing guides Discern’s customers through every required step, including collecting the information needed for Forms BCA 14.05 and BCA 14.30, automatically calculates franchise tax due, and pre-fills the required PDF forms for Discern to review, execute, and submit.

Instead of relying on paper forms, manual calculations, and back-and-forth with the state, customers benefit from a guided, structured workflow backed by Discern's regulatory expertise.

The result is a faster, more accurate filing experience that reduces manual effort, removes guesswork, and transforms one of the industry's most complex annual report filings into a streamlined compliance workflow.