How much does LLC formation cost in Indiana?

Indiana LLC formation starts with one of the nation's most affordable filing fees, at just $95 online ($97.04 with processing fee) or $100 by mail for your Articles of Organization. This low barrier makes Indiana attractive for budget-conscious entrepreneurs, but understanding the complete cost picture helps you plan appropriately.

Beyond the state filing fee, you'll need a registered agent with an Indiana address. Indiana requires a Business Entity Report every two years ($32 online, $50 by mail), making ongoing compliance costs lower than states requiring annual filings.

With no franchise tax, biennial reporting instead of annual requirements, and costs that pale compared to high-fee states like California's $800 annual tax, Indiana ranks among the most cost-effective states for LLC formation. 

Required Indiana LLC formation costs

Launching your LLC in Indiana involves just a few unavoidable expenses, but knowing exactly what they cover helps you plan from day one.

Mandatory Item Cost When Paid Notes
State filing fee (online) $95 Once, when you file the Articles of Organization Paid to the Indiana Secretary of State. Filing by mail costs $100 instead.
Online processing fee $2.04 One-time, added at checkout A small credit-card convenience charge applied to every online filing.
Registered agent $0–$300 per year Recurring, each year you keep the LLC active Free if you serve as your own agent; $125–$400 annually for a professional service.
Operating Agreement $0 (DIY) One-time, kept with your records Not filed with the state but strongly advised to protect the LLC's limited-liability status and spell out ownership terms.

Optional LLC formation costs in Indiana

Beyond the mandatory $95 filing fee, you'll find additional expenses that aren't legally required but can save you significant headaches. Whether these options make sense depends on your LLC's complexity, available time, and your comfort level with handling formation independently.

1. Professional services

For LLCs with multiple members, complex ownership structures, or specialized tax situations, attorneys become essential rather than optional. Most Indiana lawyers charge between $500 and $2,500 for comprehensive formation packages, which include custom operating agreements and ongoing compliance guidance. CPA tax consultations run $100-$400 per hour and often prevent costly mistakes once you're operational.

Online formation companies offer a middle ground between DIY and hiring professionals. Basic packages start at $39 in service fees (you still pay Indiana's $95), while premium offerings include registered agent services and compliance tracking for additional fees.

2. Additional filings

Some filings appear only when you need them, but forgetting to budget can disrupt your timeline. You'll need to keep an eye on the following:

  • Name reservation costs $10 and holds your chosen name for 120 days; useful when finalizing funding or partnerships while protecting your brand choice
  • DBA registration runs $10-$35 depending on your county if you want to operate under a different business name
  • Certified copies of your Articles cost up to $16 each when banks or lenders need official verification
  • Your EIN remains free directly from the IRS, though some services charge $50-$100 to obtain it for you
  • Cities and counties impose their own business licensing requirements, typically $20-$100 for small businesses, depending on your industry and location

Ongoing annual costs for Indiana LLCs

After formation, recurring expenses begin to maintain your Indiana LLC's good standing. You need to budget for several ongoing obligations that keep your business compliant. Miss any of these deadlines and you'll face late penalties, potential dissolution, or loss of ability to conduct business.

  • Business Entity Report: Due every other year ($32 online, $50 by mail)
  • Registered agent fees: $125-$300 annually if using a professional service
  • Local business licenses: Annual renewals vary by municipality and industry
  • Professional services: Accounting and legal support as needed

Indiana offers a significant advantage by not imposing franchise taxes on LLCs and requiring reports only every two years instead of annually. This makes Indiana's ongoing compliance costs refreshingly affordable compared to high-fee states that impose substantial annual franchise taxes.

FAQs about LLC formation costs in Indiana

Are there any hidden fees when forming an LLC?

Several costs lurk beyond the initial filing. Many cities require local business licenses ($20-$100+ annually). Common extras include professional registered agent services ($125-$400 yearly), name reservation ($20), DBA filings ($10-$35), and certified copies (up to $16 each).

Can I get a refund if my filing is rejected?

No. Indiana treats the $95 as a processing fee—once paid, it's non-refundable even if your documents get rejected. Double-check names, signatures, and addresses before submitting to avoid paying twice.

How do Indiana costs compare to other states?

Indiana's $31 biennial report and zero franchise tax keep long-term expenses low. California hammers you with an $800 annual franchise tax, while Delaware charges $300 yearly. Even formation costs less: Indiana's $95 online versus New York's $200 plus mandatory newspaper publication requirements.

Can I avoid registered agent fees legally?

Yes. As long as you or another member maintains a physical Indiana address and stays available during business hours, you can serve as your own agent at zero cost.

Are there ongoing tax obligations specific to Indiana LLCs?

Indiana imposes no franchise or privilege tax on LLCs. The only universal state-level recurring cost is the $31 biennial Business Entity Report. Taxes flow through to your personal return by default—you'll only register for sales, payroll, or industry-specific taxes if your business activities require them.

Simplify Indiana LLC formation costs with Discern

Instead of juggling separate invoices and deadlines across multiple providers, you can complete your Indiana formation filing in minutes through Discern’s dashboard. Our platform:

  • Files your Articles of Organization with the state. 
  • Provides registered agent services across all jurisdictions.
  • Shows real-time processing updates based on current state performance.
  • Automatically prepares your annual report and handles payment through your designated bank account. 

Ready to experience no calendar tracking, no late-fee panic, and no deadline stress? Book a demo of Discern today.

Graphic image of Indiana state silhouette in grey on a dark teal background with white text that says 'LLC Formation Cost in Indiana' positioned on the left side
Author
The Discern Team
Published Date
August 11, 2025
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